Prevent frozen pipes!

What is the number one home-related, extreme-cold weather winter claim? Water damage from burst pipes. They are terrible, messy, heart-breaking claims and we want to help protect you against having one.
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Sending a Child Off to College: What You Need to Know

Is your child at college, living in a dorm, covered by your homeowners policy? Most homeowners policies provide 10% of content limits of your homeowners policy. For example, if your homeowners policy has $200K of coverage, you have $140K of contents coverage, which allows for $14K of property coverage for your college student, assuming that the damage was caused by an event covered in the policy. Is that enough coverage?

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Hosting a Graduation Party? Are You Covered?

We know you are crazed right now preparing for graduation and planning the details of the party. We totally understand. We have kids of our own. But! It is our job to metaphorically tap you on your shoulder and ask, “Have you taken steps to protect yourself?

Graduation parties are bursting with over-exuberance and excitement. But, as hosts, you need to be vigilant that the combination of parental excitement, underage guests and available alcohol does not lead to tragedy.

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Brides: It’s Not Romantic, But It’s Important

What do brides think about before their weddings? Color schemes, vows, flowers, unicorns, rainbows and puppies. It is all so beautiful!

What do brides NOT think about before their wedding? Hurricanes, deaths of family members and the venue burning down two days before the reception.

We HOPE your wedding goes off without a hitch! But alas! Disaster can strike. Just ask your wedding planner. She could tell you some stories! How can YOU protect your special day? Wedding insurance. Yes, we said it, as unromantic as it is. Wedding insurance.

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Does Your Small Business Need Cyber Insurance? YES!! Seriously!

Does Your Small Business Need Cyber Insurance? YES!! Seriously! Business owners do what they need to do to protect their businesses. Most businesses invest in physical security and general liability insurance, but cyber security is usually limited to a firewall and some antivirus software. It’s not enough!! This gaping hole in protection leaves many small businesses exposed to the high cost of cyber attacks … which are increasing in frequency. According to SmallBizTrends, more than half of all small businesses experience a cyber attack or data breach in a given year. On average, these businesses experience about $880,000 indirect losses due to
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