homeowners-insurance

Being on top of upkeep is a great way to keep your home or business safe. Accidents happen at home more than anywhere else, here are some tips to consider:

  1. Clean up your stairways. First, remove any toys, books and folded laundry from your stairways to avoid falling accidents. Next, Make sure your rails are secure. If they wobble (or you don’t have any rails), have them fixed or installed.
  2. Take Extra care with candles. Keep candles away from kids, pets and anything flammable. Always make sure you extinguish candles before leaving the house or going to bed. For added peace of mind, consider swapping traditional candles for LED versions.
  3. Secure your TV. A falling TV could cause serious injury to someone in your house; this is especially common when it comes to kids. Mounting your TV to the wall, anchoring furniture with anti-tip brackets and installing anti-tip straps on the back of any non-wall-mounted TVs can largely reduce the risk of a tipping accident.
  4.  Inspect your walkways. Your front walkway is a common spot for a slip-and-fall accident, so have any cracked or uneven areas fixed as soon as possible. During winter, be sure to clear your sidewalks and steps of snow and ice accumulation.
  5. Use extension cords carefully. Don’t use electrical extension cords unless it’s on a temporary basis. Electrical extension cords should never be used in place of permanent wiring. Also, while using any cords do not cover them with a blanket or rug to avoid over heating and never over-pack an outlet.
  6. Test smoke and carbon monoxide detectors. While some smoke detectors may seem like they go off too often, they are life savers. Test both your smoke and your carbon monoxide detectors once a month to make sure they’re in good working order.
  7. Clean out dryer vents. Frequently cleaning out your lint screen sometimes isn’t enough to keep your dryer vent from becoming clogged and starting a dryer fire. Have a Handyman come in at least once a year to give the vent system a good cleaning. Doing so will reduce the risk of a dryer fire and keep your machine running efficiently.

Of course, another way you can protect your home is with the right homeowners insurance. An E.C. Cooper agent can tell you more about affordable options and get you a free quote here.

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