Monthly Archives March 2019

Your Airbnb Will Leave You Unprotected

Your Airbnb Will Leave You Unprotected We get it. Renting your home out to earn some extra dollars is tempting. But! Your homeowners policy will not likely cover home sharing. Before you become an Airbnb — or join a similar company — contact us to see if you are covered. Most likely you are not. Most insurance carriers consider renting your home as an Airbnb to be a business. This will not be covered by homeowners insurance. And if one of your guests falls down your stairs and is paralyzed? Well, you will be responsible. Yes, we are telling you this to scare you.
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Hiring an INSURED Contractor this Spring

Hiring an INSURED Contractor this Spring ‘Tis the season – Here come the contractors! If you really want to enjoy your renovation/addition/repair – and I mean TRULY enjoy it — make sure that your contractor has the right insurance coverages; doing so can save you a lot of headaches and – potentially — financial hardship. What kind of insurance should your contractor have? If your contractors have employees, they should have Workers’ Compensation insurance. This covers the cost of medical bills of any employees injured while working on a project and it covers their lost wages should they have to leave
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