Is your child at college, living in a dorm, covered by your homeowners policy? Most homeowners policies provide 10% of content limits of your homeowners policy. For example, if your homeowners policy has $200K of coverage, you have $140K of contents coverage ...
We know you are crazed right now preparing for graduation and planning the details of the party. We totally understand. We have kids of our own. But! It is our job to metaphorically tap you on your shoulder and ask, “Have you taken steps to protect yourself?” ...
What do brides think about before their weddings? Color schemes, vows, flowers, unicorns, rainbows and puppies. It is all so beautiful!
What do brides NOT think about before their wedding? Hurricanes, deaths of family members and the venue burning down two days before the reception.
Let’s just get to it. Let’s not soft pedal this issue. Here are some alarming statistics from Selective Insurance:
Business owners do what they need to do to protect their businesses. Most businesses invest in physical security and general liability insurance, but cyber security is usually limited to a firewall and some antivirus software. It’s not enough!!
Your Airbnb Will Leave You Unprotected We get it. Renting your home out to earn some extra dollars is tempting. But! Your homeowners policy will not likely cover home sharing. Before you become an Airbnb — or join a similar company — contact us to see if you are covered. Most likely you are not.
Hiring an INSURED Contractor this Spring ‘Tis the season – Here come the contractors! If you really want to enjoy your renovation/addition/repair – and I mean TRULY enjoy it — make sure that your contractor has the right insurance coverages;
Ten Steps to Lower Your Auto Insurance Premiums We know you want to save money on your insurance. Who doesn’t? Here are ten steps you can take to lower your premium. Bundle your insurance. Insurance carriers tend to give great discounts when you bundle your auto insurance with other insurances, such as your homeowner’s insurance, renters insurance,
Proposing on Valentine’s Day? Make Sure You Insure the Ring Ah, love. Think sweethearts! Romance! Insurance! Jewelry losses are among the most frequent of all homeowner’s content-related insurance claims. Taking these four steps will help you protect your ring: 1. Contact your insurance agency before you pick up your ring.
The Law Has Changed: Smoke Detector Installations This is not going to be our most riveting blog. Nothing about cool local events or winter driving tips. But! This is information that every homeowner, renter and landlord should have. So we will give you the important details in the short version and then a link which will give you more information.