The Law Has Changed: Smoke Detector Installations

The Law Has Changed: Smoke Detector Installations This is not going to be our most riveting blog. Nothing about cool local events or winter driving tips. But! This is information that every homeowner, renter and landlord should have. So we will give you the important details in the short version and then a link which will give you more information. First, some disturbing numbers: On average, seven people die every day from home fires — mostly impacting children and the elderly — and 36 people suffer injuries every day as a result of home fires. More than $7 billion in
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7 New Year’s Eve Safety Tips

7 New Year’s Eve Safety Tips New Year’s Eve comes with a lot of expectations and pressure to have a wonderful and memorable night. This can involve drinking, big parties, going out and fireworks. Make sure you keep the following tips in mind while making plans for your celebrations. Don’t drink and drive! It has been said many times, but you can never say it enough. If you plan on going out for New Year’s Eve, designate a sober driver, take a cab, plan to sleep over at the host’s home, or arrange for a sober driver to pick you
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Holiday Safety Tips

Holiday Safety Tips Protect your home during the holidays from fires, winter weather, and burglary. What can you do to be more prepared?  Don’t post your travel plans online. This may be hard during the holidays, but don’t post information about scheduling, when you are leaving, or when you will be back. This is prime information for burglars. Inform a trusting neighbor when you will be out of town and let them know of anyone who is expected at your home while you are away. Your neighbors can keep an eye out for any unexpected visitors. A friend, family member,
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Frying a Turkey This Thanksgiving? See These Safety Tips!

Frying a Turkey This Thanksgiving? See These Safety Tips! Deep frying turkeys has been a rising trend through the last decade, leading to a rise in injuries, home fires, deaths, and property damage due to deep-fryer fires. Remember these tips as you prepare to deep fry a turkey for this Thanksgiving! Never place a frozen turkey in the hot oil. Defrost your turkey fully and dry it before placing in the frying. Do not use a fryer in the rain or snow. Keep the fryer away from any combustible structures such as your home, a deck, or trees. At no
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Driving Hazards Brought on by Fall Weather Changes

Driving Hazards Brought on by Fall Weather Changes It’s that time! Changing weather and shorter days can affect your daily commute. Be prepared and stay alert this fall with these tips: Beware wet leaves! Precipitation increases as the weather cools down, bringing more rain and snow. This can lead to less grip for your tires, especially on wet leaves … and those wet leaves can be as slippery as ice. In wet conditions, be mindful of leaves on the road Make sure you have enough tread on your tires; driving with tires that are worn down can lead to hydroplaning,
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2019 NYS Labor Law Changes for Small Business Owners

2019 NYS Labor Law Changes for Small Business Owners As a business owner in New York State, there have been some recent changes to requirements and Labor Laws with which we must comply. As of October 09, 2019, all employers in NYS are required to adopt a sexual harassment prevention policy. Each employer that does not currently have a sexual harassment prevention policy in place is encouraged to adopt the NYS model policy. If an employer does have a prevention policy in force, they must ensure that their policy meets the minimum standards listed below: The policy must prohibit sexual
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Tips to Keep Your Football Tailgate Safe

Tips to Keep Your Football Tailgate Safe Football season has officially arrived. And with that, tailgating season has begun, too. We know what it takes to host a successful tailgate, but it’s important to keep yourself, your cars and your guests safe, too. Here’s what you need to know before the big tailgate…we mean game. Plan Ahead From what to eat, to how to pack, to what the weather is going to be like, it’s important to start with a plan. When you decide on what food you’ll be serving, make sure it’s stored properly (meaning the temperature and proximity
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What Every College Student (and Parent) Should Know About Insurance

What Every College Student (and Parent) Should Know About Insurance College can be an exciting time for young people. It often serves as the first major step on the road to independence. For a parent, it can be both exciting and sad to watch your child leave home. This time also can be fraught with worries. Will they get enough to eat? Will they succeed without help? Will they and their possessions be safe away from home? The last question, of course, is a significant concern and, for parents of first-time college students, the ins and outs of insurance coverages
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7 Tips to Prevent Identity ‘ID’ Theft

In Today’s World, It’s Not A Matter of If, But When You’ll Be Impacted By Identity Theft. Not only do we have coverage for ID Theft, here are 7 tips you can easily do to prevent Identity Theft. Every two seconds there’s a new victim of identity fraud*.  We can provide our customers with the protection needed from ID Theft with LifeStages Identity Management Services. This is a personalized service that provides proactive education, risk-reduction strategies, identity theft protection, privacy management, and unlimited 24/7 resolution support to help fight identity theft and fraud.  This is more than just detection and
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Are You Covered When an Employee Claims Harassment, Discrimination?

Are You Covered When an Employee Claims Harassment, Discrimination? You probably never want to imagine a situation in which an employee, a former employee or an employment candidate sues your business for sexual harassment or discrimination (on the basis of, for example, age, sex, race or disability). Unfortunately, though, it does happen. Sexual harassment has been in the news media spotlight a lot lately, following allegations of inappropriate behavior made against celebrities and public figures. These days, hiring, firing and day-to-day employee management can be risky business. Responding to charges like these can cost thousands of dollars, even when allegations
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